See what life’s changes could mean for your money—before you make the change.
CM What If? turns your figures into a clear action plan—showing what you can afford, what to prioritise and how today's decisions could affect your future.
Your figures are private to your account. No bank connection required. Enter the figures that matter and explore your options privately.
Know what to do next
A short, ranked action plan built from your own figures.
Test decisions before making them
See the effect of a change on your balance, debts and goals.
Plan without connecting your bank account
Enter round numbers yourself — nothing is linked or imported.
More than tracking spending
CM What If? helps you look forward. Test a pay rise, reduced working hours, a major purchase, extra savings or faster debt repayments—and see the effect before making the decision.
Estimates only, based on the figures you enter. Not regulated financial advice.